[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.osmip.cz\/kdyz-si-chce-podnikatel-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.osmip.cz\/kdyz-si-chce-podnikatel-pujcit\/","headline":"Kdy\u017e si chce podnikatel p\u016fj\u010dit","name":"Kdy\u017e si chce podnikatel p\u016fj\u010dit","description":"Pokud se soukrom\u00fd podnikatel dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed a jeho firma stoj\u00ed dost mo\u017en\u00e1 na pokraji zav\u0159en\u00ed a bankrotu, nezb\u00fdv\u00e1 mu nic jin\u00e9ho, ne\u017e si n\u011bkde za\u017e\u00e1dat o p\u016fj\u010dku. A to proto, \u017ee je to nejednou ta jedin\u00e1 mo\u017enost, jak se je\u0161t\u011b daj\u00ed sehnat dostate\u010dn\u011b rychle pen\u00edze na to, aby se v\u010das zaplatilo to, co se zaplatit mus\u00ed, a mohlo se jet d\u00e1l. Ov\u0161em jist\u011b v\u0161ichni tu\u0161\u00edte, jak to s doty\u010dn\u00fdm podnikatelem nejednou p\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti o p\u016fj\u010dku dopadne. Mo\u017en\u00e1 ho v nejedn\u00e9 bance i vyslechnou, mo\u017en\u00e1 ho nechaj\u00ed vyplnit i n\u011bjakou tu \u017e\u00e1dost a ob\u011bhat r\u016fzn\u00e9 instituce ve snaze z\u00edskat nezbytn\u00e1 potvrzen\u00ed a jin\u00e9 doklady, ale t\u00edm to kon\u010d\u00ed. Pot\u00e9 u\u017e n\u00e1sleduje jenom zam\u00edtnut\u00ed jeho \u017e\u00e1dosti. Proto\u017ee nespl\u0148uje po\u017eadavky, je\u017e banka na uchaze\u010de o p\u016fj\u010dku klade. Mezi \u017eadateli o p\u016fj\u010dku z \u0159ad podnikatel\u016f v t\u00edsni toti\u017e nalezneme jenom m\u00e1lo t\u011bch, kdo by m\u011bli dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a bezvadn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kdo by nem\u011bli dluhy a tud\u00ed\u017e ani z\u00e1znamy v nechvaln\u011b proslul\u00fdch https:\/\/ekonomika.idnes.cz\/foto.aspx%3Fr%3Dekonomika%26c%3DA130613_181556_ekonomika_pan%26foto%3DJB49af3a_Foto007.jpg registrech dlu\u017en\u00edk\u016f. Co\u017e je to prvn\u00ed a nejpodstatn\u011bj\u0161\u00ed, co se v bank\u00e1ch vy\u017eaduje. A kdy\u017e n\u011bkdo probl\u00e9my podobn\u00e9ho charakteru m\u00e1, mus\u00ed j\u00edt zkr\u00e1tka o d\u016fm d\u00e1l. Tedy k n\u011bjak\u00e9 nebankovn\u00ed spole\u010dnosti, kde se n\u011bjak\u00e9 to \u0159e\u0161en\u00ed podnikatelovy sv\u00edzeln\u00e9 situace najde. T\u0159eba hypot\u00e9ka na pozemek, je\u017e umo\u017e\u0148uje z\u00edskat finan\u010dn\u00ed prost\u0159edky i n\u011bkomu, kdo je na tom v\u011bru nevaln\u011b. U tohoto typu p\u016fj\u010dky, tedy u hypot\u00e9ky, toti\u017e z\u00e1le\u017e\u00ed na n\u011b\u010dem docela jin\u00e9m. Tady je t\u0159eba p\u0159edev\u0161\u00edm mo\u017enost d\u00e1t do z\u00e1stavy vhodnou nemovitost a m\u00edt p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed. Nad v\u0161\u00edm ostatn\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko, d\u00e1 se tu shodnout na lecjak\u00e9m kompromisu. A tak si pr\u00e1v\u011b odtud nejednou odn\u00e1\u0161\u00ed podnikatel pen\u00edze pro sv\u00e9 podnik\u00e1n\u00ed, je\u017e mohou dos\u00e1hnout v\u00fd\u0161e a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny j\u00edm zastaven\u00e9 nemovitosti a je\u017e posl\u00e9ze m\u016f\u017ee spl\u00e1cet od jednoho roku a\u017e po dlouh\u00fdch t\u0159icet let po \u00fanosn\u00fdch spl\u00e1tk\u00e1ch a s p\u0159\u00edzniv\u00fdmi \u00faroky. Co\u017e jsou jen n\u011bkter\u00e9 z v\u00fdhod, je\u017e se tu nab\u00edzej\u00ed. A je\u017e jsou pro n\u011bkoho, kdo by jinde neusp\u011bl, vlastn\u011b u\u010din\u011bn\u00e9 terno. 3.9\/5 - (8 votes)","datePublished":"2019-09-22","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.osmip.cz\/author\/#Person","name":"","url":"https:\/\/www.osmip.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"osmip.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.osmip.cz\/wp-content\/uploads\/img_a363487_w1932_t1576146260.jpg","url":"https:\/\/www.osmip.cz\/wp-content\/uploads\/img_a363487_w1932_t1576146260.jpg","height":0,"width":0},"url":"https:\/\/www.osmip.cz\/kdyz-si-chce-podnikatel-pujcit\/","about":["Online"],"wordCount":474,"articleBody":"         Pokud se soukrom\u00fd podnikatel dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed a jeho firma stoj\u00ed dost mo\u017en\u00e1 na pokraji zav\u0159en\u00ed a bankrotu, nezb\u00fdv\u00e1 mu nic jin\u00e9ho, ne\u017e si n\u011bkde za\u017e\u00e1dat o p\u016fj\u010dku. A to proto, \u017ee je to nejednou ta jedin\u00e1 mo\u017enost, jak se je\u0161t\u011b daj\u00ed sehnat dostate\u010dn\u011b rychle pen\u00edze na to, aby se v\u010das zaplatilo to, co se zaplatit mus\u00ed, a mohlo se jet d\u00e1l.   Ov\u0161em jist\u011b v\u0161ichni tu\u0161\u00edte, jak to s doty\u010dn\u00fdm podnikatelem nejednou p\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti o p\u016fj\u010dku dopadne. Mo\u017en\u00e1 ho v nejedn\u00e9 bance i vyslechnou, mo\u017en\u00e1 ho nechaj\u00ed vyplnit i n\u011bjakou tu \u017e\u00e1dost a ob\u011bhat r\u016fzn\u00e9 instituce ve snaze z\u00edskat nezbytn\u00e1 potvrzen\u00ed a jin\u00e9 doklady, ale t\u00edm to kon\u010d\u00ed. Pot\u00e9 u\u017e n\u00e1sleduje jenom zam\u00edtnut\u00ed jeho \u017e\u00e1dosti. Proto\u017ee nespl\u0148uje po\u017eadavky, je\u017e banka na uchaze\u010de o p\u016fj\u010dku klade. Mezi \u017eadateli o p\u016fj\u010dku z \u0159ad podnikatel\u016f v t\u00edsni toti\u017e nalezneme jenom m\u00e1lo t\u011bch, kdo by m\u011bli dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a bezvadn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kdo by nem\u011bli dluhy a tud\u00ed\u017e ani z\u00e1znamy v nechvaln\u011b proslul\u00fdch  https:\/\/ekonomika.idnes.cz\/foto.aspx%3Fr%3Dekonomika%26c%3DA130613_181556_ekonomika_pan%26foto%3DJB49af3a_Foto007.jpg registrech dlu\u017en\u00edk\u016f. Co\u017e je to prvn\u00ed a nejpodstatn\u011bj\u0161\u00ed, co se v bank\u00e1ch vy\u017eaduje. A kdy\u017e n\u011bkdo probl\u00e9my podobn\u00e9ho charakteru m\u00e1, mus\u00ed j\u00edt zkr\u00e1tka o d\u016fm d\u00e1l. Tedy k n\u011bjak\u00e9 nebankovn\u00ed spole\u010dnosti, kde se n\u011bjak\u00e9 to \u0159e\u0161en\u00ed podnikatelovy sv\u00edzeln\u00e9 situace najde. T\u0159eba hypot\u00e9ka na pozemek, je\u017e umo\u017e\u0148uje z\u00edskat finan\u010dn\u00ed prost\u0159edky i n\u011bkomu, kdo je na tom v\u011bru nevaln\u011b.  U tohoto typu p\u016fj\u010dky, tedy u hypot\u00e9ky, toti\u017e z\u00e1le\u017e\u00ed na n\u011b\u010dem docela jin\u00e9m. Tady je t\u0159eba p\u0159edev\u0161\u00edm mo\u017enost d\u00e1t do z\u00e1stavy vhodnou nemovitost a m\u00edt p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed. Nad v\u0161\u00edm ostatn\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko, d\u00e1 se tu shodnout na lecjak\u00e9m kompromisu. A tak si pr\u00e1v\u011b odtud nejednou odn\u00e1\u0161\u00ed podnikatel pen\u00edze pro sv\u00e9 podnik\u00e1n\u00ed, je\u017e mohou dos\u00e1hnout v\u00fd\u0161e a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny j\u00edm zastaven\u00e9 nemovitosti a je\u017e posl\u00e9ze m\u016f\u017ee spl\u00e1cet od jednoho roku a\u017e po dlouh\u00fdch t\u0159icet let po \u00fanosn\u00fdch spl\u00e1tk\u00e1ch a s p\u0159\u00edzniv\u00fdmi \u00faroky. Co\u017e jsou jen n\u011bkter\u00e9 z v\u00fdhod, je\u017e se tu nab\u00edzej\u00ed. A je\u017e jsou pro n\u011bkoho, kdo by jinde neusp\u011bl, vlastn\u011b u\u010din\u011bn\u00e9 terno.                                                                                                                                                                                                                                                                                                                                                                                           3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e si chce podnikatel p\u016fj\u010dit","item":"https:\/\/www.osmip.cz\/kdyz-si-chce-podnikatel-pujcit\/#breadcrumbitem"}]}]